Protecting What You’ve Built
Running a business takes a lot of heart, planning, and dedication, and with that comes a fair share of unpredictability. You already know how critical it is to protect what you’ve built. Insurance isn’t just a box to check, it’s a smart way to manage risk and keep your business moving forward, even when the unexpected happens. Whether it’s keeping your team covered, your property protected, or your operations running smoothly in the face of unexpected events, the right insurance policies can make all the difference.
At CompSure Insurance Solutions, we take the guesswork out of choosing the right coverage. By offering clear guidance, smart tools, and personalized support, we help you find the policies that fit your business best, so you can focus on what you do best!
Key Insurance Lines for Your Business
Workers’ Compensation Insurance
This coverage helps take care of your team when workplace injuries or illnesses happen, covering medical bills, rehab costs, and a portion of lost wages. It also helps protect your business from potential legal claims tied to those incidents.
General Liability Insurance
A go-to policy for many businesses, this protects you if someone claims you caused injury, property damage, or reputational harm. It’s often required for contracts or leases and gives peace of mind for everyday operations.
Commercial Umbrella Insurance
When a big claim exceeds the limits of your existing liability policies, umbrella coverage steps in to fill the gap. It’s that extra layer of protection for those “just in case” moments.
Property Insurance
From your building and equipment to inventory and furniture, this policy helps cover damage or loss due to things like fire, theft, or vandalism. If you’ve invested in a physical space, this one’s a must.
Commercial Auto Insurance
If your business owns or leases vehicles, this policy keeps you covered, whether it’s fender benders, theft, or damage. It protects both your drivers and your bottom line.
Business Interruption Insurance
When an unexpected event forces you to temporarily close shop, this policy helps cover lost income and operating expenses, so you can focus on bouncing back, not just staying afloat.
Professional Liability Insurance (Errors & Omissions)
If your business provides services or advice, this protects you from claims that you made a mistake or didn’t deliver as expected. It’s especially useful for consultants, creatives, and other professionals.
Product Liability Insurance
If you sell or manufacture physical products, this coverage protects you in case something you made causes harm or damage. It’s a must-have for product-based businesses.
Cyber Liability Insurance
In today’s digital world, even small businesses can be targets of cyberattacks. This policy helps cover the fallout, like notifying customers, legal fees, or restoring compromised systems.
Directors & Officers (D&O) Insurance
This one protects your leadership team, covering legal costs if they’re personally named in a lawsuit over decisions made in their role. It’s key for startups, nonprofits, and any growing company.
Employment Practices Liability Insurance (EPLI)
HR-related claims like wrongful termination, discrimination, or harassment can be costly. EPLI helps manage that risk and provides a financial backstop if a situation arises.
Environmental Liability Insurance
If your operations involve hazardous materials or create potential environmental impacts, this policy helps cover cleanup, legal defense, and damages. It’s especially relevant in manufacturing, construction, or logistics.
Business Owner’s Policy (BOP)
A smart, bundled package that combines general liability, property coverage, and business interruption, tailored for small to midsize businesses looking for comprehensive coverage in one go.
Inland Marine Insurance
Despite the name, this has nothing to do with water. It covers valuable tools, equipment, and goods while they’re on the move or off-site, ideal for contractors, installers, and mobile service providers.
Ready to work with CompSure and take control of your next renewal? Connect with us.
